The UnionPay QR code payment product facilitates inter-bank switching among the apps of UnionPay members. The interaction between EMV QR codes enables person-to-person, person-to-merchant and merchant-to-merchant payments and value-added applications. QR scanning involves two modes: merchant-presented and consumer-presented. In terms of use case development, UnionPay International has launched multiple solutions such as the fund collection code, payment code, cash withdrawal code, and transit code to match the diverse needs of merchants and increase the speed of network development. UnionPay International actively cooperates with partners outside the Chinese mainland to develop or upgrade local wallets based on UnionPay standards. UnionPay cardholders can make UnionPay QR code payments at nearly 6.7 million merchants in 45 countries and regions around the world, covering a wide range of payment scenarios such as retail, food and beverage, campus, transportation, and healthcare.
Fast and safe, leading the new trend of mobile payment
Download APP and bind a UnionPay card
Activate the “Scan QR Code”function
Scan QR code
Payment done
Download APP and bind a UnionPay card
Present QR code
Get it Scanned
Payment done
UnionPay QR codes adopt tokenization to further protect user privacy. Additionally, other technologies such as biometrics, device fingerprints, real-time risk monitoring and interception are deployed to ensure controllable risks and security of funds.
It allows all smart phones as well as apps, given that such apps meet security qualifications, to join and enable related business. Various user portals are available with a wide coverage. At the same time, the QR code supports acquiring use cases at both physical and online/mobile merchants.
The UnionPay QR code comes with the u·plan UnionPay Cross-Border Marketing Platform, supporting a variety of marketing tools and features such as random and threshold discounts as well as offers. It meets the needs of UnionPay partners for customized marketing, and helps them accelerate the cultivation of mobile payment users and business promotion.
The UnionPay QR code is compliant with the EMV specifications. Card issuers and mobile app providers can enable the QR code both in and outside the Chinese mainland once the feature is activated.
Card issuers can quickly launch the product with simple modification. Flexible access is available for acquirers, who can enable merchant-presented QR payment without any changes to the acquiring system and acceptance terminal. The UnionPay QR code supports both online and offline use cases. Be it supermarkets, convenience stores, street markets or fruit stores, the UnionPay QR code is available at all types of merchants, large or small.
List of Recommended Merchants
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| Market | Use Case | Merchants |
|---|---|---|
| Hong Kong, China | F&B | 翠華、海底撈、肯德基、茶木、天仁茗茶、稻香、太平洋咖啡、星巴克咖啡、麥當勞、美心西餅 及中菜、東海堂、鴻福堂、吉野家、Haagen-Dazs |
| Shopping | 7-Eleven、OK便利店、VangoSASA、卡萊美、卓悅、百老匯電器、豐澤、馬拉松、Columbia、千色店、先施、永安百貨、一田百貨、實惠、日本城 | |
| Entertainment | 海洋公園、香港大富翁夢想世界 | |
| Macao, China | Shopping | 新八佰伴、萬寧、來來電器, 新苗超市, 新花城超市, 莎莎, 中國電信,優品360，卡萊美 |
| F&B | GODIVA、哈根達斯、香榭裏烘焙、聚、奇華餅家、Isaac Toast、味13美食坊、美丹小食店、亞坤, 國記果汁 | |
| Japan | F&B | 食其家、松屋百貨F&B層 |
| Shopping | 近鐵百貨、松屋銀座、必酷、樂購仕、玩具反斗城、LOFT、JTC | |
| Transit | JapanTaxi | |
| Airport | 關西Airport、羽田Airport | |
| Pakistan | F&B | 必勝客、肯德基、漢堡王 |
| Shopping | Miniso | |
| UAE | F&B | Costa Coffee |
| Shopping | Bottega Veneta、Eyezone、Rivoli、Rolex、Spinney's, Longines、Royal DFS | |
| Transit | Dubai Taxi | |
| South Korea | Shopping | 新世界免稅店、樂天免稅店、新羅免稅店、現代百貨免稅店、Galleria免稅店、HDC新羅免稅店、東和免稅店、SM免稅店、都塔百貨、AK Plaza、W-mall EMART24、GS25、CU便利店、樂天瑪特、Ministop LALAVLA、自然共和國、Daiso 明洞商圈、韓國民俗村 |
| F&B | 肯德基、麥當勞、星巴克、BaskingRobins、Miss Saigon、Ediya coffee | |
| Tourist Attraction | 韓國民俗村、樂天世界、Everland、MplayGround、Termeden、Aqua Planet、KT Wiz Park、Pine Resort、Elysian Resort、Oak Valley Resort、Wellihilli Park Resort、HanHwa Resort | |
| Transit | 首爾出租車 | |
| Singapore | F&B | 所有小販中心、遍佈全島的iJooz鮮榨橙汁販賣機、老曾記以及貢茶、喜茶、著名金珠娘惹糉、店小二當歸烤鴨、五星海南雞飯、珍寶海鮮等 |
| Shopping | 思家客國貨超市、福華甜品等 | |
| Thailand | Shopping | King Power、Gems Gallerry、GMS、Siam Paragon、Emporium、Emquartier易初蓮花、Eyelab |
| F&B | Jamie's Italian、Shushi Den、Class Ca fé、Mezzo Coffee、Caffe D Oro | |
| Malaysia | F&B | Old Town White Coffee、恭和堂酒樓、鼎泰豐、Dome、Putien |
| Shopping | Orange、eco-shop、Econ Save | |
| Airport Duty Free Store | Colour & Fragrance Dimensi、Be Duty Free、Eraman | |
| Petrol Station | Petron、BHP Petrol | |
| Australia | F&B | Peter's Fish Market、Nicholas Seafood、鹿角巷、九龍咖啡、Yayoi、BreadTop、貢茶 |
| 超市 | 新人人 | |
| Shopping | AliceMcCall、歐舒丹、Priceline Pharmacy | |
| Nepal | F&B | 肯德基 |
| New Zealand | Shopping | Danske Mobler、The Design Store |
| F&B | 鮮芋仙、正新雞排、一麻一辣 | |
| Supermarket | 新宜超市、樂華超市、新澳皇亞洲超市 | |
| US | Supermarket | 大華超市、168超市、夏威夷超市 |
| Shopping | 塞班免稅店（Bottega Veneta、Kenzo、Givenchy、Balenciaga、Chloe）、GNC、科顏氏 | |
| F&B | 海底撈、貢茶、coco奶茶 | |
| Canada | Shopping | Holt Renfrew、Harry Rosen、Sporting Life、Cadillac Fairview、Oxford Group、Tom Lee Music通利琴行、Birks、Humbertown Jewellers、London Drugs |
| F&B | 海底撈、Chatime、Coco Fresh Tea、全聚德、小龍坎、Prestotea鮮茶道 | |
| Supermarket | 豐泰超市、華泰超市、元初超市、建興超級市場、福耀超市、潤萬家超市、佳廉超市、Galleria Supermarket、華京超市、中國世界超市、信達超市 |
Outside the Chinese mainland, consumers can pay with UnionPay-powered QR wallets in the Asia Pacific, North America, Central Asia, the Middle East, Africa and other regions. Use cases cover food and beverage, accommodation, travel, shopping and entertainment.
Hong Kong SAR
Hong Kong SAR
BNU
Hong Kong SAR
Macau SAR
Macau SAR
Macau SAR
Macau SAR
Korea
Korea
Korea
Thailand
Malaysia
Singapore
Viet Nam
U.S. , Germany, etc.
